Ford Motor Credit Department

Explore Affordable Auto Loans and New Ford Leases in Ephrata at Twin Pine Ford

Finance | Twin Pine Ford in Ephrata PA Finance | Twin Pine Ford in Ephrata PA

When you come to Twin Pine Ford to find your new Ford or a quality used car, you can expect an excellent experience from shopping to financing and upkeeping your vehicle. You can narrow down your search online simply by browsing our inventory by body style, year, and more. After you find the vehicle that suits your needs, whether it be a new truck like the Ford F-150 for work, a new SUV like the Ford Escape or Ford Explorer, a new car such as the Ford Fusion or Ford Mustang, or a vehicle from our quality pre-owned inventory that catches your eye, our finance team can help get you into your dream car efficiently. And, in addition to competitive prices, there are also specials that we continuously change that offer exciting deals.

Is it time to get the financing process underway? When you visit Twin Pine Ford to buy or lease a vehicle, you will get greeted by a team of professionals at our Finance Center near Lancaster, PA, who are experts in auto loans and Ford leases! We will put your needs first so that we can help find a low-interest car loan or reasonable lease that can get you in the driver's seat before you know it. If you are stuck between leasing and buying, below you can find benefits of both options to see which one is the right match for your lifestyle.

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Advantages of Both Leasing and Buying
Which One is for You?


Leasing

Are you looking for a way to drive the latest models often? Maybe you enjoy driving a new car, truck, SUV, or van, every few years and relishing in new features. When you lease a new car, this is easily accessible. And, after your lease duration, you can lease a new vehicle. Whether you want to lease the same model, but newer, or go with a different model completely, there are various options to consider. Leasing also generally comes with affordable monthly payments. If you tend to put a lot of miles on your vehicle though, something to bear in mind is that you may have a mileage limit on your lease.

Buying

When purchasing a car, not only can you say that you own it, but there are numerous other perks. Over time, you have the ability to build equity. Additionally, you can drive your car to and from your destinations without a mileage limit to consider. Have you dreamed of adding personal accents to your vehicle? Whether it be a fun decal or a cool paint job, when you own a vehicle you can make it your own. An element to ponder when buying a car, however, is the warranty. Remember, once the warranty is up, it is still yours.

Visit Our Exceptional Finance Center Today to Get Started

Do you have questions about leasing a new Ford or purchasing a new or used car that you would like to speak to an associate about? You can contact us online or by phone to talk with a team member, or visit our Ford dealership near Denver, PA, and Reading, PA, to discuss financing options in person. If you want to get a head start on financing before embarking on your trip to see us, we welcome you to use our online tools like the credit estimator, credit application, and payment calculator, to get the ball rolling. No matter if you choose financing or leasing, we look forward to getting you behind the wheel of your new or pre-owned car soon! You can find us right here at 620 N Reading Road.


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Twin Pine Ford

620 N Reading Road
Ephrata, PA 17522
Driving Directions
Call 717-733-3673
Monday 9:00AM - 8:00PM
Tuesday 9:00AM - 8:00PM
Wednesday 9:00AM - 8:00PM
Thursday 9:00AM - 8:00PM
Friday 9:00AM - 6:00PM
Saturday 9:00AM - 5:00PM
Sunday Closed
Monday 8:00AM - 5:00PM
Tuesday 8:00AM - 5:00PM
Wednesday 8:00AM - 5:00PM
Thursday 8:00AM - 5:00PM
Friday 8:00AM - 5:00PM
Saturday 8:00AM - 12:00PM
Sunday Closed
Monday 8:00AM - 5:00PM
Tuesday 8:00AM - 5:00PM
Wednesday 8:00AM - 5:00PM
Thursday 8:00AM - 5:00PM
Friday 8:00AM - 5:00PM
Saturday 8:00AM - 12:00PM
Sunday Closed

Ford Motor Credit

After you have chosen the ideal Ford model from the exciting Twin Pine Ford inventory, the time will come for you to consider your payment options. Whether you intend to lease or purchase your next vehicle, Twin Pine Ford will ensure that you have a smooth transaction. Our Ford financial services department has the knowledge and experience to guide you through applying for Ford credit. Ford Motor Credit is the financial services division of the Ford Motor Company. When you apply for Ford financing or a lease deal through Twin Pine Ford, your account will be handled by Ford Motor Credit. Our Ford finance dealer will also be able to help you decide whether a lease is an appropriate option for your lifestyle or how much car you can afford. At Twin Pine Ford, we understand that applying for financing can often be slightly overwhelming. When you work with Twin Pine Ford to apply for your Ford credit, you will be amazed at how simple the process can be. Customers may apply for their financing in person at our Ford dealership in PA. Stop by our dealership during a time that is convenient for you to apply for the financing that you need. Our dealership near you offers both new and used car finance near Reading, so whether you opt for a brand new model or a pre-owned car, you can enjoy the same thoughtful service. Whenever you are ready to get the ball rolling on your next vehicle purchase or lease, Twin Pine Ford will be ready to serve you.

Ford Truck Lease Deals PA

Perhaps you are considering leasing your next Ford, but you aren't positive if leasing is right for you. You can trust the professionals at Twin Pine Ford to help you understand the ways that leasing is different than purchasing. While a Ford truck lease deal in PA offers some amazing benefits, leasing isn't always the best decision for everyone's lifestyle. When you enter into a Ford lease deal at Twin Pine Ford, you will make monthly payments, similar to making payments on an auto loan. However, your payments for your lease deal near Lancaster, PA, are payments for your use of the vehicle over a set period of time. Lease terms typically only extend for a few years. You will get to drive a new Ford model for the first few years of its life, and at the end of your lease, you will return the vehicle to our dealership. Lease payments are generally less expensive than payments on an auto loan for the same model. Auto loan payments go towards the principal amount of your loan, along with the interest that accrues over the loan term. At the end of your loan term, however, you will own the vehicle outright. When your lease term ends, you won't own the vehicle, but you will be totally free to enter into a new car lease deal near Lancaster, PA. You won't have to deal with the headache of reselling your vehicle when you are ready to drive something new, and you won't lose any money to vehicle depreciation, either.

Another advantage of a Ford lease deal is the outstanding warranty coverage that you will enjoy for the duration of your lease. When you own your Ford outright, after your initial warranty expires, you will be responsible for all repairs - even if the damage is through no fault of your own. Customers who enter into a lease deal near Lancaster, PA, won't need to worry about getting stuck on the receiving end of a large repair bill for mechanical failure. Your Ford truck lease will ensure that you stay protected by manufacturer warranty coverage. Car lease deals near Lancaster, PA, are also attractive to customers who need to know exactly how much their vehicle will cost every month. If you lease your vehicle, you won't need to worry about your budget getting thrown off by an expensive repair bill. Your Ford truck lease payment will be the same amount every month. For many customers, the predictability of lease payments is a huge help for their monthly budget. Of course, leasing is also popular with customers who prioritize driving late-model vehicles. When you lease your next Ford, you are able to drive the latest and most sought after models without making a permanent commitment. You get to drive the vehicle of your choice for the first few years of its life. By the time your lease term ends, you will likely be ready for something different. Leasing makes it easy to experiment with different body styles that you aren't sure about committing to on a permanent basis.

For Financial Services

Of course, purchasing a vehicle offers its own advantages that a Ford truck lease deal in PA does not. When you make payments on your auto loan, you build equity in the vehicle. Eventually, you will own the vehicle in its entirety, which certainly has value. If you are in need of used car finance near Reading, Twin Pine Ford can guide you through applying for your Ford Motor Credit. If applying for your Ford credit in person at our dealership isn't convenient for you, you can always begin your Ford Motor Credit application online. Applying for Ford financing from home will save you time filling out even more paperwork at our dealership. Our Ford financial services department will be available by phone to answer any questions that you may have about your Ford credit application. The Ford Motor Credit application is concise, and with the appropriate information about your financial history, employment, and residence handy, it should not take you very long to complete. Once your Ford credit application has been received, our financial services team will review it as soon as possible. Our Ford finance dealer will reach out to you with more information after they have assessed your submission. Whether you ultimately choose to lease your next Ford or apply for Ford Motor Credit, Twin Pine Ford will be by your side for every step of the process. Our dealership looks forward to working with you and the Ford credit company to get you behind the wheel of your next vehicle.

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